Terry holds the FINRA Series 7 and 63 securities registrations and is licensed for life and health insurance. He specializes in corporate and municipal bonds, stock and options transactions, and retirement planning with a specialty in 403(b) plans. Terry is a graduate of Ashland University, has a master's from Bowling Green State University, and is a retired public educator. In his free time, Terry loves to golf and spend time with his wife, Lenora, and their family and friends.